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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,096 | $126,661-24.9% | $113,397-16.1% | $138,895-31.5% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.5%-9.8pp | 79.9%-13.3pp |
| Annual return | 12.99% | 25.05%-12.1pp | 23.20%-10.2pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,377 | $3,456-60.2% | $2,977-53.8% | $4,194-67.2% |
| Participant deferral / active EE | $4,450 | $5,693-21.8% | $5,076-12.3% | $6,396-30.4% |
| Admin fee / account holder | $297 | $14,549-98.0% | $11,957-97.5% | $12,562-97.6% |