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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,713 | $110,212-6.8% | $96,534+6.4% | $139,466-26.4% |
| Participation rate | 72.7% | 78.1%-5.4pp | 76.0%-3.3pp | 80.3%-7.6pp |
| Annual return | 15.61% | 26.42%-10.8pp | 25.88%-10.3pp | 373.66%-358.1pp |
| Employer contribution / active EE | $1,620 | $3,620-55.3% | $2,965-45.4% | $4,754-65.9% |
| Participant deferral / active EE | $2,595 | $5,547-53.2% | $4,851-46.5% | $6,712-61.3% |
| Admin fee / account holder | $15,189 | $11,599+31.0% | $8,253+84.0% | $11,409+33.1% |