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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,318 | $131,835-43.6% | $108,582-31.6% | $273,972-72.9% |
| Participation rate | 95.0% | 83.5%+11.5pp | 79.6%+15.4pp | 83.0%+12.0pp |
| Annual return | -4.88% | -91.57%+86.7pp | -51.70%+46.8pp | 41.46%-46.3pp |
| Employer contribution / active EE | $2,533 | $4,913-48.4% | $3,758-32.6% | $4,869-48.0% |
| Participant deferral / active EE | $3,890 | $5,127-24.1% | $4,311-9.8% | $5,287-26.4% |
| Admin fee / account holder | $9,587 | $10,253-6.5% | $7,645+25.4% | $10,133-5.4% |