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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,648 | $152,619-55.0% | $125,195-45.2% | $152,909-55.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 7.41% | 54.85%-47.4pp | 43.79%-36.4pp | 345.46%-338.1pp |
| Employer contribution / active EE | $2,194 | $4,947-55.6% | $3,866-43.2% | $4,764-53.9% |
| Participant deferral / active EE | $4,687 | $5,869-20.1% | $4,937-5.1% | $5,851-19.9% |
| Admin fee / account holder | $24,449 | $13,437+81.9% | $9,704+151.9% | $11,601+110.8% |