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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,532 | $162,136+82.3% | $152,301+94.0% | $154,746+91.0% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 16.18% | 91.02%-74.8pp | 80.50%-64.3pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,196 | $4,890-55.1% | $4,624-52.5% | $4,379-49.9% |
| Participant deferral / active EE | $5,574 | $8,341-33.2% | $8,004-30.4% | $6,730-17.2% |
| Admin fee / account holder | $1,439 | $15,759-90.9% | $14,398-90.0% | $14,365-90.0% |