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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,343 | $160,040+83.3% | $147,096+99.4% | $145,877+101.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.10% | 98.49%-77.4pp | 419.75%-398.6pp | 551.28%-530.2pp |
| Employer contribution / active EE | $2,724 | $5,289-48.5% | $4,936-44.8% | $4,663-41.6% |
| Participant deferral / active EE | $5,888 | $8,429-30.1% | $8,071-27.1% | $6,691-12.0% |
| Admin fee / account holder | $2,051 | $15,050-86.4% | $13,005-84.2% | $13,402-84.7% |