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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,726 | $176,105+38.4% | $159,474+52.8% | $167,536+45.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.38% | 331.91%-319.5pp | 263.68%-251.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $903 | $5,299-83.0% | $4,831-81.3% | $4,839-81.3% |
| Participant deferral / active EE | $8,504 | $7,751+9.7% | $7,353+15.7% | $6,342+34.1% |
| Admin fee / account holder | $170,458 | $12,559+1257.2% | $10,802+1478.0% | $12,315+1284.2% |