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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,981 | $67,602+108.5% | $82,312+71.3% | $70,126+101.0% |
| Participation rate | 97.0% | 72.8%+24.2pp | 76.9%+20.1pp | 69.5%+27.4pp |
| Annual return | 20.93% | 21.57%-0.6pp | 25.88%-4.9pp | 73.15%-52.2pp |
| Employer contribution / active EE | $2,483 | $1,755+41.5% | $2,428+2.3% | $2,343+6.0% |
| Participant deferral / active EE | $4,725 | $2,987+58.2% | $3,706+27.5% | $3,332+41.8% |
| Admin fee / account holder | $944 | $4,512-79.1% | $5,608-83.2% | $4,645-79.7% |