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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,281 | $56,197+82.0% | $67,652+51.2% | $59,633+71.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | 0.85% | 18508.10%-18507.3pp | 6625.40%-6624.5pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $3,060 | $1,615+89.5% | $2,266+35.1% | $2,203+38.9% |
| Participant deferral / active EE | $5,553 | $2,844+95.3% | $3,560+56.0% | $3,192+74.0% |
| Admin fee / account holder | $27,296 | $3,958+589.6% | $4,821+466.2% | $4,297+535.2% |