Filed January 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,305 | $78,694+80.8% | $67,652+110.3% | $125,389+13.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.90% | 9.46%-10.4pp | 6625.40%-6626.3pp | 282.24%-283.1pp |
| Employer contribution / active EE | $6,285 | $3,044+106.5% | $2,266+177.4% | $4,866+29.2% |
| Participant deferral / active EE | $4,156 | $4,292-3.2% | $3,560+16.8% | $5,352-22.3% |
| Admin fee / account holder | $2,712 | $7,403-63.4% | $4,821-43.8% | $9,541-71.6% |