Filed January 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,890 | $88,707+76.9% | $74,184+111.5% | $273,972-42.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.77% | 11.94%-3.2pp | 17.74%-9.0pp | 41.46%-32.7pp |
| Employer contribution / active EE | $6,323 | $3,159+100.1% | $2,370+166.8% | $4,869+29.9% |
| Participant deferral / active EE | $4,010 | $4,212-4.8% | $3,550+13.0% | $5,287-24.2% |
| Admin fee / account holder | $1,022 | $8,717-88.3% | $5,586-81.7% | $10,133-89.9% |