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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,635 | $56,894-2.2% | $84,753-34.4% | $62,881-11.5% |
| Participation rate | 84.1% | 68.5%+15.6pp | 76.6%+7.5pp | 69.3%+14.8pp |
| Annual return | -5.06% | 6.30%-11.4pp | 22.78%-27.8pp | 20.14%-25.2pp |
| Employer contribution / active EE | $1,823 | $2,400-24.0% | $3,574-49.0% | $2,281-20.1% |
| Participant deferral / active EE | $1,701 | $2,709-37.2% | $3,712-54.2% | $3,203-46.9% |
| Admin fee / account holder | $5,720 | $3,581+59.7% | $5,333+7.3% | $4,296+33.2% |