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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,831 | $78,670-22.7% | $109,173-44.3% | $85,847-29.1% |
| Participation rate | 55.2% | 68.3%-13.1pp | 75.9%-20.7pp | 69.3%-14.1pp |
| Annual return | 12.36% | 25.09%-12.7pp | 25.75%-13.4pp | 318.61%-306.3pp |
| Employer contribution / active EE | $1,162 | $2,734-57.5% | $3,723-68.8% | $2,565-54.7% |
| Participant deferral / active EE | $2,057 | $3,467-40.7% | $4,654-55.8% | $3,952-48.0% |
| Admin fee / account holder | $3,459 | $5,469-36.8% | $6,755-48.8% | $6,261-44.8% |