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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,734 | $112,112+91.5% | $95,956+123.8% | $158,950+35.1% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 23.99% | 171.15%-147.2pp | 91.63%-67.6pp | 302.91%-278.9pp |
| Employer contribution / active EE | $7,616 | $3,199+138.1% | $2,541+199.7% | $4,762+59.9% |
| Participant deferral / active EE | $13,267 | $4,784+177.3% | $4,167+218.4% | $5,983+121.8% |
| Admin fee / account holder | $3,748 | $10,134-63.0% | $6,797-44.9% | $11,248-66.7% |