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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,407 | $88,707+103.4% | $74,184+143.2% | $273,972-34.2% |
| Participation rate | 20.0% | 79.4%-59.4pp | 76.6%-56.6pp | 83.0%-63.0pp |
| Annual return | 14.33% | 11.94%+2.4pp | 17.74%-3.4pp | 41.46%-27.1pp |
| Employer contribution / active EE | $2,399 | $3,159-24.1% | $2,370+1.2% | $4,869-50.7% |
| Participant deferral / active EE | $3,256 | $4,212-22.7% | $3,550-8.3% | $5,287-38.4% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |