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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,424 | $93,589-80.3% | $135,942-86.4% | $75,181-75.5% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 26.12% | 30.90%-4.8pp | 68.28%-42.2pp | 160.69%-134.6pp |
| Employer contribution / active EE | $4,035 | $3,537+14.1% | $4,858-16.9% | $2,671+51.1% |
| Participant deferral / active EE | $3,448 | $6,405-46.2% | $7,759-55.6% | $4,126-16.4% |
| Admin fee / account holder | $338 | $6,977-95.2% | $10,764-96.9% | $5,650-94.0% |