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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,392 | $82,674-87.4% | $125,381-91.7% | $68,486-84.8% |
| Participation rate | 81.2% | 75.1%+6.1pp | 82.4%-1.2pp | 67.9%+13.3pp |
| Annual return | -10.47% | -5.97%-4.5pp | 572.31%-582.8pp | -7.85%-2.6pp |
| Employer contribution / active EE | $3,158 | $3,382-6.6% | $4,815-34.4% | $2,597+21.6% |
| Participant deferral / active EE | $2,553 | $6,111-58.2% | $7,448-65.7% | $4,028-36.6% |
| Admin fee / account holder | $417 | $6,277-93.4% | $10,007-95.8% | $5,404-92.3% |