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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,648 | $77,817-54.2% | $123,553-71.1% | $64,173-44.4% |
| Participation rate | 88.0% | 74.7%+13.3pp | 82.3%+5.7pp | 69.6%+18.4pp |
| Annual return | -11.06% | 12.49%-23.5pp | 119.21%-130.3pp | 7.63%-18.7pp |
| Employer contribution / active EE | $781 | $3,014-74.1% | $4,628-83.1% | $2,381-67.2% |
| Participant deferral / active EE | $6,357 | $5,240+21.3% | $6,426-1.1% | $3,470+83.2% |
| Admin fee / account holder | $1,956 | $5,519-64.6% | $9,284-78.9% | $4,887-60.0% |