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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,751 | $157,304-66.5% | $141,197-62.6% | $152,909-65.5% |
| Participation rate | 87.0% | 84.8%+2.1pp | 82.5%+4.5pp | 82.5%+4.5pp |
| Annual return | 20.41% | 64.34%-43.9pp | 71.41%-51.0pp | 345.46%-325.1pp |
| Employer contribution / active EE | $1,139 | $5,263-78.4% | $4,736-75.9% | $4,764-76.1% |
| Participant deferral / active EE | $9,587 | $7,111+34.8% | $6,710+42.9% | $5,851+63.8% |
| Admin fee / account holder | $5,864 | $12,126-51.6% | $10,265-42.9% | $11,601-49.4% |