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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,425 | $136,860-92.4% | $120,344-91.3% | $154,746-93.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 12.48% | 21.38%-8.9pp | 20.30%-7.8pp | 172.34%-159.9pp |
| Employer contribution / active EE | $2,227 | $3,533-37.0% | $3,020-26.3% | $4,379-49.1% |
| Participant deferral / active EE | $2,802 | $5,793-51.6% | $5,135-45.4% | $6,730-58.4% |
| Admin fee / account holder | $3,699 | $15,393-76.0% | $12,742-71.0% | $14,365-74.3% |