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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,616 | $110,212-94.0% | $96,534-93.1% | $139,466-95.3% |
| Participation rate | 81.8% | 78.1%+3.7pp | 76.0%+5.8pp | 80.3%+1.5pp |
| Annual return | 22.42% | 26.42%-4.0pp | 25.88%-3.5pp | 373.66%-351.2pp |
| Employer contribution / active EE | $2,411 | $3,620-33.4% | $2,965-18.7% | $4,754-49.3% |
| Participant deferral / active EE | $3,781 | $5,547-31.8% | $4,851-22.1% | $6,712-43.7% |
| Admin fee / account holder | $1,736 | $11,599-85.0% | $8,253-79.0% | $11,409-84.8% |