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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,218 | $117,829-92.2% | $102,423-91.0% | $145,877-93.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.60% | 31.83%-19.2pp | 29.42%-16.8pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,460 | $3,615-4.3% | $3,023+14.5% | $4,663-25.8% |
| Participant deferral / active EE | $4,739 | $5,732-17.3% | $5,054-6.2% | $6,691-29.2% |
| Admin fee / account holder | $2,690 | $13,335-79.8% | $9,455-71.5% | $13,402-79.9% |