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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,425 | $167,415-93.8% | $140,514-92.6% | $198,609-94.8% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 12.48% | 13.85%-1.4pp | 14.36%-1.9pp | 202.70%-190.2pp |
| Employer contribution / active EE | $2,227 | $4,088-45.5% | $3,378-34.1% | $5,055-55.9% |
| Participant deferral / active EE | $2,802 | $5,579-49.8% | $4,919-43.0% | $6,977-59.8% |
| Admin fee / account holder | $3,699 | $16,730-77.9% | $13,697-73.0% | $19,030-80.6% |