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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,425 | $124,425-91.6% | $112,040-90.7% | $137,256-92.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.48% | 24.72%-12.2pp | 24.52%-12.0pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,227 | $3,411-34.7% | $2,954-24.6% | $4,156-46.4% |
| Participant deferral / active EE | $2,802 | $5,718-51.0% | $5,098-45.0% | $6,407-56.3% |
| Admin fee / account holder | $3,699 | $15,207-75.7% | $12,098-69.4% | $12,270-69.9% |