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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,860 | $183,592-26.5% | $155,567-13.3% | $145,959-7.6% |
| Participation rate | 93.3% | 82.7%+10.7pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 16.23% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $2,281 | $5,315-57.1% | $4,674-51.2% | $4,661-51.1% |
| Participant deferral / active EE | $7,469 | $6,464+15.5% | $5,628+32.7% | $6,689+11.7% |
| Admin fee / account holder | $6,578 | $19,318-66.0% | $15,916-58.7% | $13,398-50.9% |