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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,860 | $183,539-26.5% | $155,556-13.3% | $145,897-7.6% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 16.23% | 61.31%-45.1pp | 64.84%-48.6pp | 552.29%-536.1pp |
| Employer contribution / active EE | $2,281 | $5,315-57.1% | $4,675-51.2% | $4,663-51.1% |
| Participant deferral / active EE | $7,469 | $6,467+15.5% | $5,631+32.6% | $6,689+11.7% |
| Admin fee / account holder | $6,578 | $19,275-65.9% | $15,885-58.6% | $13,390-50.9% |