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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,500 | $172,111+66.5% | $150,298+90.6% | $137,256+108.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.59% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $22,402 | $4,636+383.2% | $4,154+439.3% | $4,156+439.0% |
| Participant deferral / active EE | $11,966 | $6,166+94.1% | $5,453+119.4% | $6,407+86.8% |
| Admin fee / account holder | $1,978 | $16,471-88.0% | $14,116-86.0% | $12,270-83.9% |