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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,750 | $102,393-62.2% | $147,041-73.6% | $80,911-52.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 15.58% | 134.95%-119.4pp | 419.21%-403.6pp | 35.63%-20.0pp |
| Employer contribution / active EE | $4,684 | $3,715+26.1% | $4,935-5.1% | $2,756+70.0% |
| Participant deferral / active EE | $12,468 | $6,647+87.6% | $8,071+54.5% | $4,297+190.2% |
| Admin fee / account holder | $4,769 | $7,943-40.0% | $13,006-63.3% | $6,935-31.2% |