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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,034 | $93,598-69.0% | $135,974-78.6% | $75,173-61.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 26.55% | 30.89%-4.3pp | 68.30%-41.8pp | 160.72%-134.2pp |
| Employer contribution / active EE | $3,723 | $3,538+5.2% | $4,859-23.4% | $2,671+39.4% |
| Participant deferral / active EE | $10,732 | $6,405+67.5% | $7,760+38.3% | $4,126+160.1% |
| Admin fee / account holder | $1,089 | $6,978-84.4% | $10,767-89.9% | $5,651-80.7% |