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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,850 | $183,978-79.4% | $162,171-76.7% | $152,885-75.2% |
| Participation rate | 91.7% | 88.5%+3.2pp | 87.6%+4.1pp | 82.5%+9.2pp |
| Annual return | 28.74% | 150.78%-122.0pp | 115.60%-86.9pp | 345.39%-316.7pp |
| Employer contribution / active EE | $3,958 | $6,370-37.9% | $5,613-29.5% | $4,763-16.9% |
| Participant deferral / active EE | $7,210 | $8,033-10.2% | $7,297-1.2% | $5,851+23.2% |
| Admin fee / account holder | $515 | $13,122-96.1% | $10,843-95.3% | $11,598-95.6% |