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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,680 | $160,059-72.1% | $140,019-68.1% | $135,379-67.0% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.5%-20.8pp | 82.6%-16.0pp |
| Annual return | -4.01% | 911.44%-915.4pp | 651.15%-655.2pp | 519.79%-523.8pp |
| Employer contribution / active EE | $4,210 | $6,420-34.4% | $5,605-24.9% | $4,779-11.9% |
| Participant deferral / active EE | $7,369 | $7,641-3.6% | $6,927+6.4% | $5,609+31.4% |
| Admin fee / account holder | $15,949 | $13,328+19.7% | $10,705+49.0% | $10,828+47.3% |