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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,805 | $82,674-73.6% | $125,363-82.6% | $68,495-68.2% |
| Participation rate | 96.8% | 75.0%+21.7pp | 82.4%+14.4pp | 67.9%+28.9pp |
| Annual return | -20.66% | -5.97%-14.7pp | 572.15%-592.8pp | -7.84%-12.8pp |
| Employer contribution / active EE | $1,260 | $3,382-62.8% | $4,815-73.8% | $2,596-51.5% |
| Participant deferral / active EE | $4,171 | $6,111-31.7% | $7,447-44.0% | $4,028+3.6% |
| Admin fee / account holder | $685 | $6,276-89.1% | $10,005-93.2% | $5,403-87.3% |