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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,568 | $150,445-91.0% | $136,297-90.0% | $147,585-90.8% |
| Participation rate | 92.9% | 84.4%+8.4pp | 81.9%+10.9pp | 82.8%+10.0pp |
| Annual return | 12.53% | 1049.14%-1036.6pp | 5156.16%-5143.6pp | 578.57%-566.0pp |
| Employer contribution / active EE | $1,137 | $5,256-78.4% | $4,696-75.8% | $4,876-76.7% |
| Participant deferral / active EE | $3,696 | $6,631-44.3% | $6,247-40.8% | $5,439-32.0% |
| Admin fee / account holder | $500 | $10,906-95.4% | $9,244-94.6% | $10,885-95.4% |