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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,295 | $185,312-56.7% | $161,489-50.3% | $154,746-48.1% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 16.18% | 103.84%-87.7pp | 89.72%-73.5pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,592 | $4,769-66.6% | $4,268-62.7% | $4,379-63.6% |
| Participant deferral / active EE | $6,497 | $6,350+2.3% | $5,630+15.4% | $6,730-3.5% |
| Admin fee / account holder | $351 | $18,654-98.1% | $16,006-97.8% | $14,365-97.6% |