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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,295 | $172,111-53.3% | $150,298-46.6% | $137,256-41.5% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 16.18% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,592 | $4,636-65.7% | $4,154-61.7% | $4,156-61.7% |
| Participant deferral / active EE | $6,497 | $6,166+5.4% | $5,453+19.2% | $6,407+1.4% |
| Admin fee / account holder | $351 | $16,471-97.9% | $14,116-97.5% | $12,270-97.1% |