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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC - RPCP Service code 17 · EIN 95-2834236 PO BOX 502533 · SAN DIEGO, CA 921502533 | Pension Consulting | $49,915 |
NATIONWIDE6 years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $31,419 |
Filed as: CASCADE CONSULTANTS, LLC Service code 13 · EIN 86-1354423 5114 POINT FOSDICK DR · GIG HARBOR, WA 98335 | Contract Administrator | $4,930 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,322 | $50,902-42.4% | $155,534-81.1% | $77,736-62.3% |
| Participation rate | 48.2% | 63.1%-14.9pp | 78.2%-30.0pp | 70.6%-22.4pp |
| Annual return | 12.14% | 34.85%-22.7pp | 64.92%-52.8pp | 31.26%-19.1pp |
| Employer contribution / active EE | $257 | $1,991-87.1% | $4,675-94.5% | $2,728-90.6% |
| Participant deferral / active EE | $2,245 | $2,824-20.5% | $5,630-60.1% | $4,651-51.7% |
| Admin fee / account holder | $153 | $437-65.0% | $15,900-99.0% | $433-64.7% |