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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,757 | $174,379-50.2% | $152,093-43.0% | $138,895-37.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.06% | 74.86%-56.8pp | 66.36%-48.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $8,693 | $4,652+86.9% | $4,175+108.2% | $4,194+107.3% |
| Participant deferral / active EE | $6,159 | $6,1590% | $5,451+13.0% | $6,396-3.7% |
| Admin fee / account holder | $4,150 | $16,880-75.4% | $14,497-71.4% | $12,562-67.0% |