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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,509 | $175,231-68.3% | $149,696-62.9% | $139,466-60.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.05% | 166.77%-150.7pp | 134.46%-118.4pp | 373.66%-357.6pp |
| Employer contribution / active EE | $12,982 | $5,478+137.0% | $4,821+169.3% | $4,754+173.1% |
| Participant deferral / active EE | $11,107 | $6,521+70.3% | $5,682+95.5% | $6,712+65.5% |
| Admin fee / account holder | $2,394 | $16,155-85.2% | $13,212-81.9% | $11,409-79.0% |