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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,240 | $85,024+110.8% | $70,544+154.1% | $139,466+28.5% |
| Participation rate | 33.3% | 73.9%-40.6pp | 68.4%-35.0pp | 80.3%-47.0pp |
| Annual return | 20.56% | 30.39%-9.8pp | 32.79%-12.2pp | 373.66%-353.1pp |
| Employer contribution / active EE | $667 | $3,912-83.0% | $2,976-77.6% | $4,754-86.0% |
| Participant deferral / active EE | $7,508 | $5,891+27.4% | $4,568+64.3% | $6,712+11.9% |
| Admin fee / account holder | $585 | $8,928-93.4% | $6,427-90.9% | $11,409-94.9% |