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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,336 | $82,314+55.9% | $68,808+86.5% | $134,532-4.6% |
| Participation rate | 33.3% | 75.1%-41.7pp | 69.0%-35.7pp | 81.2%-47.9pp |
| Annual return | 416.31% | -2.18%+418.5pp | -6.37%+422.7pp | 418.27%-2.0pp |
| Employer contribution / active EE | $654 | $3,301-80.2% | $2,656-75.4% | $4,741-86.2% |
| Participant deferral / active EE | $6,833 | $4,740+44.2% | $3,942+73.3% | $6,401+6.8% |
| Admin fee / account holder | $1,048 | $6,484-83.8% | $4,936-78.8% | $11,429-90.8% |