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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,888 | $51,606+43.2% | $129,339-42.9% | $80,911-8.7% |
| Participation rate | 93.7% | 57.0%+36.7pp | 69.6%+24.0pp | 67.6%+26.0pp |
| Annual return | 13.98% | 20.76%-6.8pp | 9437.05%-9423.1pp | 35.63%-21.6pp |
| Employer contribution / active EE | $2,626 | $1,582+66.0% | $4,154-36.8% | $2,756-4.7% |
| Participant deferral / active EE | $9,045 | $2,669+238.9% | $4,170+116.9% | $4,297+110.5% |
| Admin fee / account holder | $3,208 | $4,310-25.6% | $7,668-58.2% | $6,935-53.7% |