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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,687 | $49,199+27.4% | $121,204-48.3% | $75,173-16.6% |
| Participation rate | 100.0% | 55.4%+44.6pp | 69.5%+30.5pp | 67.2%+32.8pp |
| Annual return | 19.25% | 56.04%-36.8pp | 987.18%-967.9pp | 160.72%-141.5pp |
| Employer contribution / active EE | $3,928 | $1,547+153.9% | $4,170-5.8% | $2,671+47.1% |
| Participant deferral / active EE | $11,258 | $2,630+328.1% | $4,083+175.8% | $4,126+172.8% |
| Admin fee / account holder | $3,471 | $3,946-12.0% | $5,651-38.6% | $5,651-38.6% |