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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,434 | $58,493+5.0% | $84,021-26.9% | $72,975-15.8% |
| Participation rate | 44.4% | 61.2%-16.8pp | 69.0%-24.6pp | 69.5%-25.0pp |
| Annual return | 19.70% | 28.93%-9.2pp | 71.32%-51.6pp | 81.01%-61.3pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $1,984-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,383 | $2,394-0.5% | $3,239-26.4% | $3,608-34.0% |
| Admin fee / account holder | $15,457 | $4,569+238.3% | $6,102+153.3% | $5,124+201.7% |