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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,977 | $54,541+2.6% | $78,778-28.9% | $70,126-20.2% |
| Participation rate | 43.3% | 60.8%-17.5pp | 69.2%-25.9pp | 69.5%-26.2pp |
| Annual return | 17.83% | 21.07%-3.2pp | 35.62%-17.8pp | 73.15%-55.3pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,556 | $2,210-29.6% | $2,958-47.4% | $3,332-53.3% |
| Admin fee / account holder | $0 | $3,709-100.0% | $5,134-100.0% | $4,645-100.0% |