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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,432 | $109,908-31.4% | $97,161-22.4% | $145,978-48.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 75.16% | 243.80%-168.6pp | 75.36%-0.2pp | 550.52%-475.4pp |
| Employer contribution / active EE | $468 | $3,077-84.8% | $2,723-82.8% | $4,662-90.0% |
| Participant deferral / active EE | $1,917 | $4,679-59.0% | $4,265-55.1% | $6,690-71.3% |
| Admin fee / account holder | $604 | $6,213-90.3% | $5,647-89.3% | $13,400-95.5% |