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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,432 | $110,039-31.4% | $97,260-22.4% | $145,884-48.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 75.16% | 244.44%-169.3pp | 75.54%-0.4pp | 551.85%-476.7pp |
| Employer contribution / active EE | $468 | $3,074-84.8% | $2,721-82.8% | $4,662-90.0% |
| Participant deferral / active EE | $1,917 | $4,674-59.0% | $4,262-55.0% | $6,690-71.3% |
| Admin fee / account holder | $604 | $6,204-90.3% | $5,640-89.3% | $13,392-95.5% |