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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,285 | $156,398-71.0% | $147,318-69.3% | $138,895-67.4% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 17.01% | 78.75%-61.7pp | 70.43%-53.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,570 | $4,853-47.0% | $4,593-44.0% | $4,194-38.7% |
| Participant deferral / active EE | $3,564 | $8,237-56.7% | $7,906-54.9% | $6,396-44.3% |
| Admin fee / account holder | $10,712 | $14,976-28.5% | $13,708-21.9% | $12,562-14.7% |