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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,257 | $148,623-81.0% | $135,974-79.2% | $139,466-79.7% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 22.38% | 79.30%-56.9pp | 68.30%-45.9pp | 373.66%-351.3pp |
| Employer contribution / active EE | $2,013 | $5,246-61.6% | $4,859-58.6% | $4,754-57.7% |
| Participant deferral / active EE | $3,419 | $8,103-57.8% | $7,760-55.9% | $6,712-49.1% |
| Admin fee / account holder | $2,543 | $12,406-79.5% | $10,767-76.4% | $11,409-77.7% |