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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,353 | $162,136-19.6% | $152,301-14.4% | $154,746-15.8% |
| Participation rate | 95.2% | 84.1%+11.1pp | 82.4%+12.8pp | 80.7%+14.5pp |
| Annual return | 14.03% | 91.02%-77.0pp | 80.50%-66.5pp | 172.34%-158.3pp |
| Employer contribution / active EE | $4,716 | $4,890-3.6% | $4,624+2.0% | $4,379+7.7% |
| Participant deferral / active EE | $12,128 | $8,341+45.4% | $8,004+51.5% | $6,730+80.2% |
| Admin fee / account holder | $29,536 | $15,759+87.4% | $14,398+105.1% | $14,365+105.6% |