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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,064 | $90,607-34.8% | $79,467-25.7% | $135,380-56.4% |
| Participation rate | 77.8% | 76.0%+1.7pp | 73.3%+4.4pp | 82.6%-4.9pp |
| Annual return | -16.00% | 977.74%-993.7pp | 718.30%-734.3pp | 519.81%-535.8pp |
| Employer contribution / active EE | $2,505 | $3,068-18.3% | $2,800-10.5% | $4,779-47.6% |
| Participant deferral / active EE | $7,679 | $4,050+89.6% | $3,704+107.3% | $5,609+36.9% |
| Admin fee / account holder | $621 | $5,895-89.5% | $5,104-87.8% | $10,828-94.3% |