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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,926 | $114,013+133.2% | $103,693+156.5% | $155,188+71.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 8.98% | 49.31%-40.3pp | 47.61%-38.6pp | 148.84%-139.9pp |
| Employer contribution / active EE | $16,192 | $3,131+417.1% | $2,920+454.5% | $4,248+281.2% |
| Participant deferral / active EE | $48,153 | $4,970+868.9% | $4,579+951.5% | $6,531+637.3% |
| Admin fee / account holder | $57,472 | $8,407+583.6% | $7,858+631.4% | $14,480+296.9% |