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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,280 | $138,076-79.5% | $123,553-77.1% | $135,380-79.1% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -11.78% | 153.70%-165.5pp | 119.21%-131.0pp | 519.81%-531.6pp |
| Employer contribution / active EE | $2,749 | $5,152-46.6% | $4,628-40.6% | $4,779-42.5% |
| Participant deferral / active EE | $7,877 | $6,800+15.9% | $6,426+22.6% | $5,609+40.4% |
| Admin fee / account holder | $663 | $10,917-93.9% | $9,284-92.9% | $10,828-93.9% |