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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,058 | $157,304-79.6% | $141,197-77.3% | $152,909-79.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.30% | 64.34%-44.0pp | 71.41%-51.1pp | 345.46%-325.2pp |
| Employer contribution / active EE | $3,459 | $5,263-34.3% | $4,736-27.0% | $4,764-27.4% |
| Participant deferral / active EE | $9,666 | $7,111+35.9% | $6,710+44.0% | $5,851+65.2% |
| Admin fee / account holder | $4,946 | $12,126-59.2% | $10,265-51.8% | $11,601-57.4% |