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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,394 | $156,398+166.9% | $147,318+183.3% | $138,895+200.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.66% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $7,983 | $4,853+64.5% | $4,593+73.8% | $4,194+90.3% |
| Participant deferral / active EE | $26,852 | $8,237+226.0% | $7,906+239.6% | $6,396+319.8% |
| Admin fee / account holder | $6,225 | $14,976-58.4% | $13,708-54.6% | $12,562-50.4% |